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Rushing to invest in PPF before April 5? Here's why it may not be a good idea

New Delhi, April 4 -- Every April, many investors eagerly deposit funds into their Public Provident Fund (PPF) accounts before April 5, hoping to capitalise on the additional interest accrued from ear... Read More


Why should you consider a co-applicant while seeking a high home loan amount?

New Delhi, April 3 -- Purchasing a home is a significant life choice and financial investment. Fortunately, numerous lenders, including banks and housing finance companies, provide home loans with att... Read More


Credit cards serve as valuable tools in effectively managing money, says Rakshit Agarwal of Rupicard

New Delhi, April 3 -- Bypromoting responsible lending practices and enhancing credit risk management, secured credit cards contribute to a healthier financial ecosystem, says Rakshit Agarwal, Co-found... Read More


Magma Insurance partners with Suryoday Bank to offer health insurance. Details here

New Delhi, April 3 -- Magma HDI General Insurance Company and Suryoday Small Finance Bank have partnered under a Corporate Agency Agreement to provide health insurance to Suryoday Bank's Commercial Ve... Read More


Personal Loan: What is the minimum credit score required? MintGenie answers

New Delhi, April 2 -- There is no set minimum credit score needed to secure a personal loan. Nevertheless, many lenders typically favour scores between 720 and 750. Such scores indicate responsible cr... Read More


How to repay your personal loan faster? Here are 6 effective ways

New Delhi, April 2 -- Personal loans can serve as a useful tool for managing finances. A significant benefit of personal loans is their versatility. Unlike certain loans designated for particular purp... Read More


Tax evasion vs tax avoidance: How are the two different?

New Delhi, March 31 -- Tax evasion and tax avoidance are distinct concepts, despite both aiming to minimise tax payments. Tax planning and avoidance employ legal strategies, whereas tax evasion is unl... Read More


Looking for a home loan? Here are 4 things you need to know about processing fees

New Delhi, March 31 -- Ahome loan processing fee is a singular fee imposed by lenders for evaluating your home loan application. This fee primarily includes the expenses associated with verifying your... Read More


Income Tax: 10 ways to save taxes other than Section 80C

New Delhi, March 30 -- The Indian income tax regulations offer numerous opportunities to decrease your taxable income. Most importantly, though Section 80C is a well-known tax-saving avenue, the India... Read More


Personal loans: Fixed vs variable interest rates and how to decide between them

New Delhi, March 29 -- In the realm of personal loans, the interest rate structure stands out as a crucial consideration. Borrowers typically encounter two primary options: Fixed and variable interest... Read More